March was another month of passive income auto-piloting for me. My work took me to Bangladesh and Myanmar, two very exciting countries with incredibly friendly people and interesting cultural heritage — it’s wonderful to not have to worry about one’s investment portfolio when traveling ✈
My total passive income in March: 317.50 EUR
Towards the second half of March, I decided to further diversify my portfolio and to invest in two real-estate loan platforms. Earlier this year I had already started investing with Grupeer, which combines P2P lending and real-estate loans. I decided to go for Estateguru and Crowdestate, both Estonian platforms that focus on real-estate loans. I invested 2000 EUR in each of the two platforms, which will allow me to compare performances.
, both Estonian platforms that focus on real-estate loans. I invested 2000 EUR in each of the two platforms, which will allow me to compare performances.
When deciding on which platforms to invest in, I was trying to avoid (a) small platforms, as well as (a) brand new platforms. The website p2pmarketdata.com provides very useful overviews of funding volumes of different P2P and real-estate lending platforms. I can recommend taking a look.
Now, let’s look at March numbers:
P2P Overview – Mar 2019
|P2P Lending Platform||Mar'19 Interest Income||Mar'19 XIRR||Total Investment||Current Value|
|Mintos||€ 186.13 ||9.99%||€ 23,000.00||€ 28,555.11|
|Twino||€ 2.22||8.89%||€ 0||€ 301.95
|Swaper||€ 89.65||12.56%||€ 11,000.00||€ 11,493.54|
|Grupeer||€ 39.56||14.53%||€ 6,000.00||€ 6,076.07|
Financial Transactions in Mar 2019
- Swaper: 🌱 + 4000 EUR
- Mintos: 🌱 + 6000 EUR
- Grupeer: 🌱 + 3000 EUR
- Estateguru: 🌱 + 2000 EUR
- Crowdestate: 🌱+ 2000 EUR
ETF Overview – Mar 2019 🥳
The MSCI World is back on track and March was a good month. Overall, my portfolio has gained 13.54 % in value since beginning of the year (32.00 % since I first started investing in March 2016).
PS: I forgot to mentioned in my February roundup that one of my distributing ETFs emitted dividends in February (= 280,85 EUR). I can not describe how wonderful it feels to receive dividend payments twice a year (in February and in August)!