The low interest rates are mainly caused due to the platforms only slowly adding new loans. See my post about the latest status of available loans on all three platforms.
| P2P Lending Platform | Interest Income | XIRR | Total Investment | Current Value |
|---|---|---|---|---|
| Mintos | € 119.97 | 10.39% | € 11,000.00 | € 13,969.77 |
| Twino | € 147.30 | 10.07% | € 15,000.00 | € 17,705.77 |
| Swaper | € 85.41 | 14.45% | € 7,000.00 | € 7,177.37 |
