Welcome to my September 2019 Passive Income Update. September was a beautiful month (September is actually my favorite month of the year). My passive income in September totalled 857 EUR (~931 USD) which is slightly less than August, caused by slighly lower returns from Mintos and fewer Stock video sales. Maybe everybody was still on summer vacation? More below.
In my August Passive Income Update, I talked about compound interest and how my investment portfolio keeps growing by itself – without me adding additional funds. I created a small graph to visualize the growth of my P2P Lending Portfolio over the past 5 months (without adding new investments!). It’s pretty crazy!
Back to the September update. I have been enjoying most of September on a short-term work assignment in Bangkok, one of my favorite cities in the world. It was really fun to go back to a 9-to-5 work environment for a bit more than 2.5 weeks. I was reminded what it feels like to work 50-hour weeks and to spend all day every day in an office building.
It does have its pros and cons. It’s nice to grab lunch with colleauges. It’s nice to chat with coworkers and to be a part of a hard-working team and to stay late at the office. It gives one a feeling of purpose. But time passes so quickly. Days turn into weeks. Weeks turn into months. And I started asking myself again whether this is how I want to spend some of the best years of my life? 🤭
As planned, I left Bangkok at the end of last week and I am writing today’s blog update from Kaohsiung, the second largest city of Taiwan. It is absolutely beautiful here and I love Taiwan. I am glad to be back to a more agile, independent, and remote working lifestyle. 👨💻
My passive income investment portfolio managed itself this past month on auto-pilot and required absolutely no work. This allowed me to focus on my work assignment without worrying about my finances. I adjusted my Mintos auto-invest portfolio once to adjust to decreased interest rates and that was it!
Now, on to my passive income numbers for September 2019!
September 2019 Passive Income Update
My total passive income in September 2019:
– P2P lending: 598.28 EUR
– Real Estate Lending: 19.74 EUR
– ETF Dividends: 96.15 EUR
– Stock Photos/Videos: 143.71 EUR
TOTAL: 857.88 EUR (~931 USD)
P2P Lending & Real Estate Lending Update – September 2019
|P2P Lending Platform||Sept'19 Interest Income||Sept'19 XIRR||Total Investment|
|Mintos||€ 315.22||11.08%||€ 29,000.00|
|Swaper||€ 136.03||14.08%||€ 14,000.00|
|Grupeer||€ 147.03||13.94%||€ 12,000.00|
|Estateguru||€ 16.08||-||€ 2,000.00|
|Crowdestate||€ 3.66||-||€ 2,000.00|
P2P & Real Estate Lending Overview – September 2019 Passive Income Update
As part of my September 2019 passive income update, here is a quick overview of passive income that I am earning from three (3) P2P Lending and two (2) Real-Estate P2P Lending platforms that I am investing in.
–Traded Funds (ETF) Update – September 2019 🥳
Talking about my ETF portfolio: This year my ETF portfolio has gained 21.87 % in value. Since I started in 2016, the value of my portfolio has increased by 41.47%. In EUR terms, that means that the 63,000 EUR that I invested slowly since 2016, are today valued 76,946.51 EUR and I received an additional 2734 EUR in dividends over the past three years (which I used and spent as passive income).
That’s it for my September 2019 Passive Income Update! I hope that all of you are enjoy the beauty of the early days of fall 🍁. If you like to, please follow my journey on my Facebook Financial Freedom Journey page for more frequent updates. And as always: If you have any questions or comments, please pop them in the comment section below or get in touch via Facebook or Email.
All the best and happy October,