May was a beautiful month, full of sunny and exciting days.☀ I enjoyed the fruits of having a monthly passive income that has now reached close to 50% of what I need to support my monthly expenses.
What else has happened in May? I completed my 9-5 assignment in Myanmar in early May and switched back to working part-time remotely. I left Myanmar and traveled to Indonesia. 🇮🇩 Among my most favorite places for remote work, healthy food, nature, and exercise for me is Ubud in Bali. I spent two weeks there, working from coffee shops and hotels, before flying through Germany to the US, where I write this post from.
It is through passive income that I support my traveling. It enables me to live in and work from the places I am most excited about.
Passive Income Overview – May 2019
Now, on to my passive income numbers for May 2019:
My total passive income in May:579.56 EUR
P2P Overview – May 2019
|P2P Lending Platform||May'19 Interest Income||May'19 XIRR||Total Investment||Current Value|
|Mintos||€ 269.33||11.20%||€ 29,000.00||€ 33,111.09|
|Twino||€ 0.81||3.20%||€ 0||€ 303.54|
|Swaper||€ 125.59||12.97%||€ 14,000.00||€ 14,743.13|
|Grupeer||€ 91.16||11.95%||€ 12,000.00||€ 12,249.84|
|Crowdestate||€ 14.77||8.86%||€ 2,000.00||€ 2,014.77|
|Estateguru||€ 5.42||3.25%||€ 2,000.00||€ 2,015.42|
Mintos: Amazing performance! It took the platform a few days to absorb the 4,000 EUR which I added, but that is fine. I adjusted my auto-investment portfolio to include platforms that recently joined Mintos (Rating A+, A, A-, B+, B). Mintos remains my favorite platform by far. 11.20 % XIRR in May.
Grupeer: I am seeing the perks of
Twino: I left Twino earlier this year.
ETF Overview – May 2019 🥳
The MSCI World ETF made a small dip in May, which is not of any concern to me. Looking at the long-term performance, such small dips are an opportunity to double down and buy ETFs at a cheaper price. Overall, my ETF portfolio has gained 12.57 % in value since the beginning of the year (30.09 % since I first started investing in March 2016). For new investors, this is a good time to start invest using 4-cycle investment approach. I am planning to buy more ETFs over the coming weeks.