June 2019 – Passive income Update 🙃
Here is my passive income update for June 2019. June was a wonderful month not only in terms of passive income. Being European, I have learnt to spend the year awaiting summer – what I consider to be the most special time of the year ☀️. When the days are getting longer and hotter, there’s nothing better than traveling to the mountains and going mountain biking. So, this year, after I had returned from the US in early June, I went on a #vanlife trip through the mountains of Switzerland, Liechtenstein, Italy, and France – working remotely in the mornings and evenings👨💻 , and exploring different trails during the day time 🚴♀️. It was great! 🥳
In terms of my P2P auto-investment portfolios, there was not much change this past month. Honestly, there are days where I log into my accounts, take a quick glimpse around, and then log out as there is literally nothing to do.
What’s been interesting this past month is that
Passive Income Update – June 2019
Now, on to my passive income numbers for June 2019:
My total passive income in June: 657.70 EUR
P2P Lending Update – June 2019
|P2P Lending Platform||Jun'19 Interest Income||Jun'19 XIRR||Total Investment||Current Value|
|Mintos||€ 301.96||10.49%||€ 29,000.00||€ 33,398.51|
|Twino||€ 0.51||2.21%||€ 0||€ 304.90|
|Swaper||€ 139.47||11.35%||€ 14,000.00||€ 14,882.60|
|Grupeer||€ 123.04||12.05%||€ 12,000.00||€ 12,376.99|
|Crowdestate||€ 9.16||-||€ 2,000.00||€ 2,009.16|
|Estateguru||€ 5.00||-||€ 2,000.00||€ 2,020.42|
Mintos: Mintos really is such a great platform. I adjusted my auto-invest portfolios to only include loan originators with ratings from A+ to B-. I updated the Mintos review to reflect what I had adjusted in my auto-invest portfolio.
Grupeer: While I still do not trust the platform 100% – maybe due to their outdated UI? – Grupeer has now taken the lead with a self-calculated interest rate of 12.05% p.a. in June. Also, June was the first month in which I received a 3-digit interest payment from Grupeer (123.05 EUR)
Envestio: I signed up for an account with Envestio but have been too hesitant so far to invest due to mixed reviews that I have read.
Twino: I left Twino earlier this year.
ETF Update – June 2019 🥳
The MSCI World ETF was exceptionally strong in May and I am glad that 42% of my total investment portfolio is an MSCI World ETF. Overall, my ETF portfolio has gained 17.18 % in value since the beginning of the year (36.14 % since I first started investing in March 2016).
That’s it for June! Thanks for reading. If you are interested in more frequent updates, follow the FFJ page on Facebook or Twitter.
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hi Peter, what platform do you use for investing in ETF?
Hi Radu! I am using ING Bank but ETFs can be
bought through most online banks. Cheers!