March was another month of passive income auto-piloting for me. My work took me to Bangladesh and Myanmar, two very exciting countries with incredibly friendly people and interesting cultural heritage — it’s wonderful to not have to worry about one’s investment portfolio when traveling ✈
My total passive income in March: 317.50 EUR
Towards the second half of March, I decided to further diversify my portfolio and to invest in two real-estate loan platforms. Earlier this year I had already started investing with Grupeer, which combines P2P lending and real-estate loans. I decided to go for Estateguru and Crowdestate, both Estonian platforms that focus on real-estate loans. I invested 2000 EUR in each of the two platforms, which will allow me to compare performances.
, both Estonian platforms that focus on real-estate loans. I invested 2000 EUR in each of the two platforms, which will allow me to compare performances.
When deciding on which platforms to invest in, I was trying to avoid (a) small platforms, as well as (a) brand new platforms. The website p2pmarketdata.com provides very useful overviews of funding volumes of different P2P and real-estate lending platforms. I can recommend taking a look.
Now, let’s look at March numbers:
P2P Overview – Mar 2019
| P2P Lending Platform | Mar'19 Interest Income | Mar'19 XIRR | Total Investment | Current Value |
|---|---|---|---|---|
| Mintos | € 186.13 | 9.99% | € 23,000.00 | € 28,555.11 |
| Twino | € 2.22 | 8.89% | € 0 | € 301.95 |
| Swaper | € 89.65 | 12.56% | € 11,000.00 | € 11,493.54 |
| Grupeer | € 39.56 | 14.53% | € 6,000.00 | € 6,076.07 |
Financial Transactions in Mar 2019
- Swaper: 🌱 + 4000 EUR
- Mintos: 🌱 + 6000 EUR
- Grupeer: 🌱 + 3000 EUR
- Estateguru: 🌱 + 2000 EUR
- Crowdestate: 🌱+ 2000 EUR
🔰 Overview of all my transactions.
ETF Overview – Mar 2019 🥳
The MSCI World is back on track and March was a good month. Overall, my portfolio has gained 13.54 % in value since beginning of the year (32.00 % since I first started investing in March 2016).
PS: I forgot to mentioned in my February roundup that one of my distributing ETFs emitted dividends in February (= 280,85 EUR). I can not describe how wonderful it feels to receive dividend payments twice a year (in February and in August)!
